Medicare in Rock Hill and Fort Mill, SC
Medicare is a federal health insurance program for qualified individuals aged 65 and older, though it also covers younger people with specific disabilities or chronic conditions. It plays a crucial role in managing medical costs and making healthcare services more accessible.
Medicare is divided into several parts, each providing different types of coverage: 
- Part A (hospital insurance)—This covers inpatient hospital stays, skilled nursing care, hospice services and some home health care.
- Part B (medical insurance)—This part includes outpatient care, doctor visits, preventive services and certain medical equipment.
- Part C (Medicare Advantage)—Offered by private insurance companies, this plan is an optional alternative to Original Medicare (Parts A and B) and may include added benefits such as vision and dental care.
- Part D (prescription drug coverage)—This assists in covering the costs of prescription medications through private insurers.
To be eligible for coverage, you typically need to be at least 65 years old or have a disability and receive Social Security Disability Insurance (SSDI) for 24 months or more. People with specific conditions, such as End-Stage Renal Disease, may qualify even if they are not yet 65.
When to Enroll in Medicare
There are a few times when you can enroll in Medicare:
- Initial enrollment period—This begins three months before you turn 65 and extends for seven months.
- General enrollment period—If you miss the initial window, you can enroll from January 1 to March 31 each year, with coverage beginning on July 1.
- Special enrollment period—This is available for those who delay enrollment due to qualifying situations like having employer coverage.
Contact Us
Whether you’re nearing 65 or assisting a loved one in exploring their options, being proactive about Medicare can help ensure appropriate health care coverage. Contact INSURE Insurance in INSURE Insurance. Our team can help you customize your Medicare coverage to meet your unique needs.